EU Law Fundamental Principles of EU Law Essay Example | Topics and Well Written Essays - 1500 words

EU Law Fundamental Principles of EU Law - Essay Example Therefore, the best way to describe what the decision in the Ratti case is principally about is option b); namely, that the Ratti decision is concerned with when EC Directives can be enforced in national courts. As highlighted above, the ECJ took it as given that Directives are enforceable in national courts as highlighted by the summary of the preliminary ruling in paragraph 1 where the ECJ asserted that â€Å"in cases in which the community authorities have, by means of Directive, placed members states under a duty to adopt a certain course of action, the effectiveness of such an act would be weakened if persons were prevented from relying on it in legal proceedings and national courts prevented from taking it into consideration†. However, in the Ratti decision, the ECJ were concerned with when EC directives can be enforced in national courts as the case involved two directives, with the deadline date for one of the directives not having passed for implementation. This case involved prosecution of Mr Ratti by the Italian Authorities for breaches of national law concerning product labelling and whilst Mr Ratti had complied with two Directives, the expiry for implementation of one had not passed and the court asserted he could only rely the Directive for which the implementation time period had expired provided it was unconditional and sufficiently precise, but not for the Directive whose time period hadn’t expired. In highlighting the right to rely on Directives in national courts, the ECJ asserted in the paragraph 1 summary that â€Å"consequently, a member state which has not adopted the implementing measures required by the Directive in the prescribed periods may not rely, as against individuals on its own failure to perform the obligations which the Directive entails†. Nevertheless, the ECJ highlight in the summary and in the grounds section (paragraphs 20-24) that to be relied on, the Directive must be sufficiently precise and unconditional. Moreover,

Family and Delinquency Essay Example for Free

Family and Delinquency Essay How is it developed and how is it Solved? Introduction â€Å"Abuse† and â€Å"violence† are considered to be terms that are believed to be the understatement of the actual situation that is happening in the society right now. It could be observed that through the years, the number of individuals being victimized by the said dilemma are undeniably increasing making the word â€Å"abuse† not just a word but one among the many things that people within the human society fear most. Abuse is the way by which people try to maltreat their fellowmen. This is regardless of the fact that the people being maltreated are either their friends or their family members as well. It could not be denied that this dreadful situation have affected the sections of human socialization already. The school institutions, the workplace, the churches and now even within homes, the existence of abuse cannot be much controlled anymore. This is primarily the reason why it is very important to take several things regarding this particular issue into consideration for studying. This would naturally allow a more focused procedure that shall be developed to assist abused victims both young and old, men and women to recover from the situation that they have been involved with when they were abused in the past. It is pretty much appalling to know how a highly established society could be afflicted by the different effects of the abusive acts that are brought about as one of the major disadvantages of the advancements of the society. What are the sources of these major abuses? Most likely, as psychologists and sociologists point out, people are moved to create possible ways of releasing their tension regarding several experiences through afflicting the security of others. Most of those who are noted as the ones victimizing others have been once victims themselves. On their own way then, they are trying to release the depression and the pain that they are afflicted with through passing on the dreadful situation to others as revenge to those who have once victimized them. The abusive acts and their effects on the victim do not end on the actual act of abusing alone. The results of the said incidents account for further impact on the personality of the victim primarily pertaining on his or her social interaction with the community that he lives with. Most likely, isolation and the feeling of lesser self-worth eventually develop. It could not be denied that these results are hardly expected by the victims before they were involved with the abuse that they were faced with. Certainly, it is through the memories of the abuse that the pain tends to remain in complete control of the victim’s major dealings with the society. At some point, the said victims tend to become socially avoiding as they actually fear that the same thing might happen to them again in the hands of other people that they may or may not know. The trust that they used to have on other people before they were victimized eventually fades making it harder for them to recover on the past that they have experienced. The World Reports and What They Pertain to According to worldwide reports, there are several abusive acts that are taken against the â€Å"weak ones† in a daily basis. Depressingly, the numbers of the victims never cease to stop. Even though there is a strong push on the making of the different laws and ordinances that are designed to protect people from being abused on the places that they are living or working in, it is undeniable that there is still a considerable annual rise to the rate of the population becoming victims of the said dreadful situation. As mentioned above, there are numerous types of abuses that plagues the society today. With the influences of media and other publications that provoke both sexual desires and violence, the desires of people to do something awful to others to simply comply to the thirst that they feel for themselves and the satisfaction that they ought to reach become much vivid and harder to avoid. Hence, pushing the abusers to come up with destructive acts that bring others into a devastating situation. It could be noted too through psychological studies that one cause of the ways by which people are moved to follow a certain path that leads them to abusing others actually involve depression and in depth disregard of one’s self. Most of the time, when depression and stress takes over the mental system of a particular person, the deciding power of the person begins to weaken hence making it possible for him to take massive steps of destructive acts that usually lead to them abusing other people. Yes, frustrations and unfulfilled missions or aims bring much depression on human individuals. When this depression is treated in the wrong manner, the situation becomes harder to control. Psychologists particularly note this as one of the failures of the nervous system to assist one in righteously deciding for what is supposed to be acceptably right to do when hard-to-deal with circumstances arise. The said failure gradually affects to one loosing his control over his actions. Add to the fact that there are those who take addictive substances that are directly affecting their decision-making capabilities thus making it harder for them to judge of whether what they are doing are right or not. The Personal Effects of Abuse and Violence As mentioned earlier, violence and abuse are two related terms that describe the destructive situation that most people who are less able to protect themselves experience on the hands of the oppressive sector of the human population. Hence, through the study that has been presented above, it could be noted that the results of the said incidents may either be positive or negative on the part of the individual that has been victimized by the said situation. The result becomes positive when the victims primarily learns how to defend himself the next time that the same situation occurs or in some way he or she has already learned to protect themselves from actually being involved in destructive situations based on the experience that they once had. On the contrary, the results may become negative if the victim begins to view the situation as an incident that could bring her or him to a fearful state against the systems of the human society. The state of isolation becomes and self-rejection is then added to the negative results of the said incidents. Involving the Family Amidst all the successes that the society achieves through the existence of technology and communication, it is quite disturbing how the situation of the most important sector of the society suffers so much. Family, as the basic unit of the social relationships, is the one receiving the most negative effects of technological and industrial advancements. Intimacy and attachment has been much a hard case to deal with when dealing especially with the modern married couples. The thoughts of long ago regarding the long-run relationship that marriage is supposed to be had been gradually changed by the fact that system of the society today have already changed as well. The priorities and the goals of individuals have already been exchanged with the need of being economically successful in the field of their own chosen careers. Sadly, although both men and women are aware that they were meant to share a special relationship based on love, only few are able to realize to understand the reality of the vows that they give at the brink of their wedding ceremonies. Marriage, as a human contract is a special bond that should be considered as a serious link between two people who are bounded by love. However, at some point, the view of marriage has been changed during the present era. Because of the social changes, marriage has been subjected to different challenges. Today, conflicts are directly bombarded towards the relationship of married couples that in turn makes the situation much harder to deal with. As a result, many among those couples simply end up in divorce. For many years, it has been a standard definition of a family to be referred to as a group of people who are related to each other and are thus bonded together by blood. The attachment within the said group goes beyond just the existence of a common blood, but it is further linked stronger through the existence of love. With the said advancements though of the society, the family is further subjected to facing several issues that concerns the strength of its ties. . Since time is lacking, the members of the family are having a hard time creating time for themselves to at least deal with each other through communication, in turn, intimacy is lost. This is specifically true with parents, or married couples. Because of the time that they devote to their jobs, they usually find it hard to balance their time to give each other attention for the sake of the development of their relationship. As a result, the love that they once have lost the love that they once had for each other because of lack of time, communication and intimacy, their relationship’s solidity begins to drift away. On the contrary though, Donna and Roger are among the couples who are able to meet the challenges of marriage amidst all the challenges both personal and familial that are presented to the society nowadays. Although there had been some rough portions of their marriage, it could be noted through the interview that they have managed to set through their differences and were able to make adjustments so as to give themselves some room to improve as individuals and as couples. It is undeniable that being married at a young age is something that is much harder to deal with that dealing with simply the challenges of marriage itself. Aside from all the financial problems, personal adjustments certainly needed to be given attention especially on the part of the interviewees. The highlights of their relationship could be noted to have nothing to do with gaining surmountable amounts of wealth but with that of being together with their family. Seeing things in a simpler manner makes it easier for young couples to see life in a much less-complicated matter of life. It is through this that they are able to give importance to the more caring to better things that wealth itself. True, they recognize that material gains add up to the happiness of the family since it gives the members a chance to enjoy the things they want without limits at least. However, this does not mean that the happiness of family members does not only rely on the influence of money at all. Instead, real family happiness relies on the fact that family members are still able to connect with each other through communication and simply by just being together amidst the busy schedules that each member of the family deals with regarding their work or school activities as well as house chores. Making sure that each member is given the attention that they need from the family is an important key to family success. A Therapeutic Approach The Family Assessment Device has been designed to measure improvements concerning the Family Therapy. In a busy and complicated world that families have to deal with these days, it is very vital every family be able to face the challenges of today’s world. Although at times, the hardships that families has to face makes it difficult for its members to keep close and intact relationship with each other. Aside from this, the results of such a complicated life leads to different emotional and physical depressions which makes it harder for every family member to comprehend to each other’s needs and be able to cope with life’s changes at the same time. This is why many families chose to undergo several family therapies to be able to solve the growing gap between their members and thus lead a better family life. The Family Assessment Device includes six major dimensions that are connected to family functioning. The said six major scopes of the said assessment device are the problem solving, communication, roles, effective responsiveness, effective involvement and behavioral control. The dimension on Problem Solving intends to measure the capability of a family to be able to face and solve certain problems that arise within the family. With the use of questionnaires having four possible responses on agreeing to the solutions suggested and disagreeing, each family is scaled depending on their answers. The other dimensions as well follow the same pattern of questionnaires. After answering the questions, each result shall be averaged, evaluated and concluded regarding the improvements of the family in the therapies they undergo. The standard results for the Family Assessment Device which concludes that the family has already improved through the family therapy is based on how well they have comprehended with the activities they undergo during the therapy. There are major ways on how to evaluate the changes in a family. One is through the statistical significance of changes observed, another is through the percentage of dropping below clinical cut-offs and finally through the magnitude of change between intake and termination. These three major evaluation processes helps the psychologists to scale the improvements that the family being observed has already incurred. Many experts have proved the reliability of tests and family assessments such as the Family Assessment Device effective. True, at times, the application of this assessment may not be that easy but the cooperation of the family under therapy programs would really help in making assessments such as this a successful program. At times, there might be some family members who would rather depend on their own understanding of the problems they are facing than referring their problems to experts. Usually, this makes the FAD application harder to apply, but as said earlier, constant assistance and assurance to the families that they are being helped and not exploited or whatsoever, the Family Assessment could be concluded to be successful. Conclusion As it could be noted through the studies and discussion presented above, the result of violence and abuse upon the victim simply depends on his or her perception of the situation that occurred. Someone who is strong and wise enough in facing life’s challenges may look at this particular experience as a lesson that would teach him to take full responsibility of the situation the next time that the same thing happens. However, a person who is actually frail in facing the surprises that life has to offer would break down upon experiencing certain devastating incidents. Yes, it is one’s development as a person and perception towards life and the challenges that it brings that would actually determine the ways by which an individual would be affected by violence or abuse. It is only through a person’s discretion that the effects of the said situations could be identified within the growth progress that that particular person would undergo. It is also upon the person’s discretion as to how he or she would actually allow the said incident to impact her personality as well as her social dealings. In the end, yes, it will all depend on the person afflicted by the situation. References: Sexual Victimization,† Child Abuse and Neglect, 18 (1994):303–318. Browne, A. , and Finkelhor, D. , â€Å"Impact of Sexual Abuse: A Review of the Research,† Psychological Bulletin, 99 (1986):66–77. Beitchman, J. H. , et al. , â€Å"A Review of the Long- Term Effects of Child Sexual Abuse,† Child Abuse and Neglect, 16 (1992):101–118. Cathy Spatz, â€Å"Child Abuse, Neglect, and Adult Behavior: Research Design and Findings on Criminality, Violence, and Child Abuse,† American Journal of Orthopsychiatry, 59 (1989):355–67. Pfendler, B. A. (1997, April). Validation of the McMaster Family Assessment Device (FAD) in an intensive family therapy program. Psychological Association, Washington D. C. Ridenour, T. A. , Daley, J. G. , Reich, W. (1999). Factor Analyses of the Family Assessment Device. Family Process, 37,38. Sluttery, J. M. (1997). Predictors of Family Therapy Outcome. Unpublished data, Handout. Kabacoff, R. I. et al. (1990). A psychometric study of the McMaster Family Assessment Device in psychiatric, medical and nonclinical samples. Journal of Family Psychology.

Isabel allende :: essays research papers

About the Author It was fifteen years ago that, Isabel Allende took the literary world by storm with the publication of The House of the Spirits, a novel which chronicled four generations of a Chilean family against the backdrop of Chile's brutal history. The Times of London heralded Allende as having "the rare ability to blend fantasy and legend with political fact and a well-plotted narrative to produce an enchanted world unlike anything else in contemporary fiction." The New York Times called the book "a unique achievement, both personal witness and possible allegory of the past, present and future of Latin America." Allende followed her impressive debut with Of Love and Shadows, Eva Luna, The Stories of Eva Luna, and The Infinite Plan, all bestsellers around the world. Critical accolades have greeted the publication of each of Allende's books, which have commonly been cited for their compassion, imagination, humor and originality. The House of the Spirits was made into a feature film with an all-star cast headed by Jeremy Irons, Meryl Streep, and Glenn Close. Of Love and Shadows, starring Antonio Banderas, was released a year later. Isabel Allende was born in Lima, Peru, in 1942 and raised in Chile, Bolivia, Europe, and the Middle East, as her peripatetic family followed her stepfather's diplomatic career. She worked as a journalist in Chile until the 1973 military coup. Allende fled her homeland, settling in Venezuela with her husband, son and daughter. "I felt, as many Chileans did, that my life had been cut into pieces, and that I had to start over again," she recalls. Isolated from her family, and in particular from her beloved grandfather who was close to death, Allende began to write a long letter in which she reassured him that the would always be kept alive in her memories. That letter grew into The House of the Spirits. PAULA, Allende's first non-fiction book is a deeply moving memoir inspired by the tragic fatal illness of her 28 year-old daughter. It, too, began as a letter from mother to daughter that becomes a meditation on a mother's life and a daughter's death.

Cash flow stream Essay

?1. What is the present value of the following uneven cash flow stream ?$50, $100, $75, and $50 at the end of Years 0 through 3? The appropriate interest rate is 10%, compounded annually. PV=190.46 (SEE EXCEL FILE ATTACHED) 2. We sometimes need to find out how long it will take a sum of money (or something else, such as earnings, population, or prices) to grow to some specified amount. For example, if a company’s sales are growing at a rate of 20% per year, how long will it take sales to double? It would take about 3.801784 years before the sales double. (SEE EXCEL FILE ATTACHED) 3. Will the future value be larger or smaller if we compound an initial amount more often than annually— for example, every 6 months, or semiannually—holding the stated interest rate constant? Why? It will be larger because it’s basically like adding on interest on top of interest as the frequency increases. 4. What is the effective annual rate (EAR or EFF %) for a nominal rate of 12%, compounded semiannually? Compounded quarterly? Compounded monthly? Compounded daily? EAR = (1 + Nominal Interest/Number of Period) ^Number of Period -1 SEMI ANNUALLY= (1+.12/2)^2-1=12.36% QUARTERLY= (1+.12/4)^4-1=12.55% MONTHLY= (1+.12/12)^12-1=12.68% DAILY= (1+.12/365)^365-1=12.75% 5. Suppose that on January 1 you deposit $100 in an account that pays a nominal (or quoted) interest rate of 11.33463%, with interest added (compounded) daily. How much will you have in your account on October 1, or 9 months later? OCT 1ST= 100*(1+.1133463/365) ^ (365*.75) = $108.87 6. What would be the value of the bond described above if, just after it had been issued, the expected inflation rate rose by 3 percentage points, causing investors to require a 13% return? Would we now have a discount or a premium bond? PV= $837.21 (SEE EXCEL FILE ATTACHED) It would be considered a discounted bond because the present value is less than its face value. 7. What would happen to the bond’s value if inflation fell and rd declined to 7%? Would we now have a premium or a discount bond? PV= $1210.71 (SEE EXCEL FILE ATTACHED)Â  It would be considered a premium bond because the present value is more than the face value. 8. What is the yield to maturity on a 10-year, 9% annual coupon, $1,000 par value bond that sells for $887.00? That sells for $1,134.20? What does a bond selling at a discount or at a premium tell you about the relationship between rd and the bond’s coupon rate? RATE = 11% for a bond that sells for $887 and the RATE = 7% for a bond selling for $1134.20 9. What are the total return, the current yield, and the capital gains yield for the discount bond in Question #8 at $887.00? At $1,134.20? (Assume the bond is held to maturity and the company does not default on the bond.) The return for the $887 bond is 11% and the yield is 90/887 which equals 10.15%. The capital gain would be 11% – 10.15%= .85% The return for the $1134.20 bond is 7% and the yield is 90/1134.20 which equals 7.9%. The capital gain would be 7% – 7.9%= -.9%

Globalization and the Effect of Conflicts & Terrorism Throughout the World After 1500 Essay

â€Å"We live in a world that is simultaneously shrinking and expanding, growing closer and farther apart†¦. National borders are increasingly irrelevant. And yet globalism is by no means triumphant. Tribalism of all kinds flourish. Irredentism abounds†. (Attali, 1991: 117) The rate of global change is a remarkably fast process. Even people trained and focused on recording such changes remain at a loss due to the difficult task at hand. However, trends and patterns are often noted and rapidly transcend to topics of discussion in the media, classrooms, and the corresponding governments. One example of such terms is globalization. Although it is quite vague, the paradox is used to describe widespread diversity. Globalization displays a disposition that carries over to the lives of every person who walks the Earth by pointing out that our lives are progressively influenced by forces which have surpassed borders and are changing, forever life on this planet. The process of globalization is reshaping all levels of society. From an individual level, a person may experience a threat or boost to their livelihood due to events that are happening far from their region, such as a drought in a distant country where certain vegetables are domestically exported. However, on a larger scale, governments may succumb to threats from other powers and consequently experience a loss in their nations’ freedom. Both are examples of the concept that the world is more interconnected than ever before. The globe is essentially border-less in the twenty-first century. The origins of global interdependence can be largely contributed to the wars and battles fought throughout history for various reasons. Dating back to the American Revolution, the colonists saw a brighter future for their growing nation and took the necessary steps to ensure their freedom. This desire for freedom ultimately led to the revolution that we now know as the â€Å"American Revolution†. Another similarly brutal conflict prior to the 1800s was the French Revolution. The revolution was set forth to bring an end to the French monarchy, but was unfortunately followed by a comparably bad reign of terror. The reign brought a spell where rival sectors dueled for control of power, resulting in the executions of nearly 40,000 people. However, out of the resulting destruction and rubble emerged the infamous Napoleon. The French and Americans were not singled out in their strive for freedom, power struggles in Latin America erupted into wars for independence as well as the Russian Revolution in 1917. What we currently brand as globalization can be traced back to the post-Civil War era, when the world was just greeting the dawn of internationalization. Up until 1914 an international economy was in place, under the control of the transatlantic trade. This trade system was managed by Great Britain and relied on open markets and developing lands as resource bases and consumers in underdeveloped nations. It was in the midst of this international industrial economy that the U. S. became a world power due to the potential noticed by the European trading authorities. This period did not undergo the radical form of globalization that characterized the post-Cold War era, with their highly efficient worldwide communications, means of transportation and technological advancements. Prior to this time, less production was outsourced. The people affected by globalization were most likely the wealthy, rather than the common people, in the early twentieth century. Likewise, prior to the world wars, it was very distinctively clear which nation was in control of the corresponding aspects of the market (production, marketing, culture, etc. . However, as the turn of the century approached, so too did an upheaval of the old ways in which the world divided its economy. In the pre- World Wars (I and II), there was a much more clear divide on the nations and their role in the world market. But, as the turn of the century approached and soldiers returned home from serving in World War II, there was a paradigm shift and the sense of ownership sort of dissipated. Concurrently, as the market changed so too did the rate of globalization. The twentieth century brought a new, irrevocable change to this world as it allowed people from every nation to communicate and trade unlike ever before. Another aspect of great importance in the talk on conflict and terrorism in the world is the role of religion. Religious values and views play a prominent role in the lives of people as they deal with issues affecting their communities. It provides its followers’ lives with a core vision, which in turn colors their behaviors, choices, and aspirations. For this exact reason, any large issue must be addressed in a sensitive manner. The attacks on the world trade centers in 2001 bring to mind this concept of religion and the diverse ways in which it can lead people to respond to a tragedy. Henry Wilson poetically stated his view on the importance of coexistence in, â€Å"Whether the future of humanity will be shaped by the ‘clash of civilizations,’ the ‘clash of ignorance,’ the clash of religions and ethnicities, or confrontations between the ‘West and the rest’ is hard to predict. It may be a combination of several of the above as they are all intricately interlinked. It may also be caused by the emergence of hitherto unclear issues of polarization†. As touched on in the presentation, conflict and terrorism have played a key factor in the revolution of the world. It has ramifications that affect nearly everyone on the planet from the individual level all the way up to entire nation-states. The economy too transforms during times of war and people must compensate for the portion of the population that is off in battle. This adaptation described is a fairly perfect example of globalization. It adequately displays how times of conflict in one region of the world can strongly influence the rest of the world due to the interconnectedness of our planet.

Meaning of Instrumental Variables (IV) in Econometrics

Meaning of Instrumental Variables (IV) in Econometrics In the fields of statistics and econometrics, the term instrumental variables  can refer to either of two definitions. Instrumental variables can refer to: An estimation technique (often abbreviated as IV)The exogenous variables used in the IV estimation technique As a method of estimation, instrumental variables (IV) are used in many economic applications often when a controlled experiment to test the existence of a causal relationship is not feasible and  some correlation between the original explanatory variables and the error term is suspected. When the explanatory variables correlate or show some form of dependence with the error terms in a regression relationship, instrumental variables can provide a consistent estimation. The theory of instrumental variables was first introduced by Philip G. Wright in his 1928 publication titled  The Tariff on Animal and Vegetable Oils but has since evolved in its applications in economics. When Instrumental Variables Are Used There are several circumstances under which explanatory variables show a correlation with the error terms and an instrumental variable may be used. First, the dependent variables may actually cause one of the explanatory variables (also known as the covariates). Or, relevant explanatory variables are simply omitted or overlooked in the model. It may even be that the explanatory variables suffered some error of measurement. The problem with any of these situations is that the traditional linear regression that might normally be employed in the analysis may produce inconsistent or biased estimates, which is where instrumental variables (IV) would then be used and the second definition of instrumental variables becomes more important. In addition to being the name of the method, instrumental variables are also the very variables used to obtain consistent  estimates using this method. They are exogenous, meaning that they exist outside of the explanatory equation, but as instrumental variables, they are correlated with the equations endogenous variables. Beyond this definition, there is one other primary requirement for using an instrumental variable in a linear model: the instrumental variable must not be correlated with the error term of the explanatory equation. That is to say that the instrumental variable cannot pose the same issue as the original variable for which it is attempting to resolve. Instrumental Variables in Econometrics Terms For a deeper understanding of instrumental variables, lets review an example.  Suppose one has a model: y Xb e Here y is a T x 1 vector of dependent variables, X is a T x k matrix of independent variables, b is a k x 1 vector of parameters to estimate, and e is a k x 1 vector of errors. OLS can be imagined, but suppose in the environment being modeled that the matrix of independent variables X may be correlated to the es. Then using a T x k matrix of independent variables Z, correlated to the Xs but uncorrelated to the es one can construct an IV estimator that will be consistent: bIV (ZX)-1Zy The two-stage least squares estimator is an important extension of this idea. In that discussion above, the exogenous variables Z are called instrumental variables and the instruments (ZZ)-1(ZX) are estimates of the part of X that is not correlated to the es.

The History of Nitrous Oxide and its Effect on Automobiles essays

The History of Nitrous Oxide and its Effect on Automobiles essays The History of Nitrous Oxide and its Effect on Automobiles. When many automotive technicians are asked what they think would boost an engine they would answer Nitrous Oxide. Nitrous Oxide is a chemical compound that contains two nitrogen atoms for every oxygen atom. Nitrous oxide is almost always mistakenly called NOS, which is an acronym for the company, Nitrous Oxide Systems. "Nos" is the biggest manufacturer of nitrous oxide injection systems for automotive use. Nitrous oxide is a colorless, non-flammable gas with a slightly sweet taste and odor. When the gas is injested or inhaled it tends to make one laugh or experience a brief period of the chuckles. This is where the nickname laughing gas came from. Too much inhalation of nitrous oxide could cause death because the normal properties (i.e. atmospheric temperature and pressure) of the gas do not allow for the absorption of the Oxygen molecules by themselves. This often causes axfixiation and a most painful death. This is why it is important to make sure your NOS lines are hooked up good in your car because you don't want to be breathing the stuff in. The Germans were the first people to use nitrous oxide in engines when they used it in aircraft during WWII. Many other countries picked up on the idea and started injecting their own aircraft engines with the substance. In the late 1950s nitrous oxide was first used in America by stock car racers to cheat. Soon after racing organizations banned its use because of fairness and safety issues. Then again nitrous oxide was rediscovered by drag racers and hotrodders who needed the extra boost. Many funny cars run super nitrous methane gas still today to make 5's in the quarter mile. The science behind it all is quite simple. When the compound is heated to fission point (570 degrees ferenheit) the molecule splits into the pure forms of oxygen and nitrogen. This provides for ...

Harvestmen, Otherwise Known as Daddy-Long-Legs

Harvestmen, Otherwise Known as Daddy-Long-Legs Harvestmen (Opiliones) are a group of arachnids known for their long, delicate legs and their oval body. The group includes more than 6,300 species. Harvestmen are also referred to as daddy-long-legs, but this term is ambiguous because it is also used to refer to several other groups of arthropods that are not closely related to harvestmen, including cellar spiders (Pholcidae) and adult crane flies (Tipulidae). The Life of a Harvestmen Although harvestmen resemble spiders in many respects, harvestmen and spiders differ from each other in a number of significant ways. Instead of having two easily visible body sections as spiders do, harvestman have a fused body that looks more like a single oval structure than two separate segments. Additionally, harvestmen lack silk glands (they cannot create webs), fangs, and venom; all characteristics of spiders. The feeding structure of harvestmen also differs from other arachnids. Harvestmen can eat food in chunks and take it into their mouth (other arachnids must regurgitate digestive juices and dissolve their prey before consuming the resulting liquified food). Most harvestmen are nocturnal species, although several species are active during the day. Their coloration is subdued, most are brown, grey or black in color and blend well with their surroundings. Species active during the day are sometimes more brightly colored, with patterns of yellow, red, and black. Many harvestmen species are known to gather in groups of many dozen individuals. Although scientists are not yet sure why harvestmen gather in this way, there are several possible explanations. They may gather to seek shelter together, in a kind of group huddle. This can help control temperature and humidity and provide them a more stable place to rest. Another explanation is that when present in a large group, the harvestmen secrete defensive chemicals that provide the entire group with protection (if alone, the individual secretions of the harvestmen may not provide as much defense). Finally, when disturbed, the mass of harvestmen bob and move in a way that might be intimidating or confusing to predators. When threatened by predators, harvestmen play dead. If pursued, harvestmen will detach their legs to escape. The detached legs continue to move after they have been separated from the body of the harvestman and serve to distract predators. This twitching is due to the fact that pacemakers are located at the end of the first long segment of their legs. The pacemaker sends a pulse of signals along the nerves of the leg that causes the muscles to repeatedly expand and contract even after the leg is detached from the harvestmans body. Another defensive adaptation harvestmen have is that they produce an unappealing smell from two pores located near their eyes. Although the substance presents no threat to humans, it is distasteful enough and foul-smelling enough to help deter predators such as birds, small mammals, and other arachnids. Most harvestmen reproduce sexually via direct fertilization, although some species reproduce asexually (via parthenogenesis). Their body size ranges from a few millimeters to a few centimeters in diameter. The legs of most species are several times the length of their body, although some species have shorter legs. Harvestmen have a global range and are found on every continent except Antarctica. Harvestmen inhabit a variety of terrestrial habitats including forests, grasslands, mountains, wetlands, and caves, as well as human habitats. Most species of harvestmen are omnivorous or scavengers. They feed on insects, fungi, plants, and dead organisms. Species that hunt do so using an ambush behavior to startle their prey before capturing it. Harvestmen are capable of chewing their food. Classification Harvestmen are classified within the following taxonomic hierarchy: Animals Invertebrates Arthropods Arachnids Harvestmen

Exploring factors contributing to depression in women Essay

Exploring factors contributing to depression in women - Essay Example In recognizing the gender difference in diagnosis rate, it is necessary to consider the potential difference in prevalence or extent of factors that impact across genders to result in depression. Factors that have been explored within the current literature review include the views towards a diagnosis, treatment and recovery from depression held by professionals and females experiencing depression, and the impact of religious views and the external factors that may impact on diagnosis and recovery. The professional and personal views were notably linked to diagnosis and recovery, with positive views supporting recovery and negative views leading to increased chances of untreated depression. The shift in treatment options reflected the developing support for a positive approach to accessing mental health services. Additionally, religion was noted to affect the choice to access treatment and recovery rates by women with depression, depending on the positivity of those views. The findin gs of this literature review suggests that there is scope for further work in implication for future practice, both in exploring in more detail the range of factors that occur with depression in females, and to explore the evidence base for the higher diagnosis in females. Ideally, despite the fact that depression occurs to all individuals regardless of gender, observations and past researches have shown that indeed the effects and impact that depression has on women are greater than those found in the male gender. Additionally, a number of factors have been found to contribute substantively towards the enhancement of the effect and impact of depression on women. Environmental and socio-economic factors are indeed the greatest contributors considering the variances that exist between women and men on such perspectives. The paper, therefore, focuses on the factors that significantly contribute towards the increased occurrence of

The treatment of the Devil in Literature and the Faustian bargain Research Paper

The treatment of the Devil in Literature and the Faustian bargain - Research Paper Example Faustus is aspired for knowledge and power and he signs his contract with the Devil in his blood. Marlowe and Goethe contributed much to the development of the story about Faust and Devil. Mephistopheles prevents Dr. Faustus from his love with a woman-for-life and from God, but just promises to punish him in case of his cooperation with Christian powers. Mephistopheles takes away the life and soul of Dr. Faustus. He has no patience and tears Faustus into small pieces after 24 years. The moral of the story is to be able to resist evil. Therefore, this book is about Mephistopheles and his ability to ruin life of a human being. A destroying power of temptation and finding an easy way to the main goal of ones life is discussed in this first story about Faust. No pains, no gains – these words should have inspired Faustus in his searching for true knowledge, but not easy gains. Another writer, who continued these ideas, is Marlowe. He described Mephistopheles in a different manner. This is kind of a medieval morality play about good and evil. This tragedy contains chorus and the main figure of this story underlines his heroic features. Faustus thinks that his soul costs nothing in comparison with a power of knowledge and his own power he can gain. The essence of knowledge is discussed in this story. In the light of Doctor Faustus the issue of knowledge is considered from a very interesting perspective. Faust does not believe in philosophy anymore, he is much considered about the magic books. He thinks that there is much more power in the books of magic than in the books of philosophy, which he has already mastered. The works of Greek philosophers are considered by Dr. Faustus as the books of divine doctrine. The books of nature and the books of philosophy and science are opposed in this book. Faustus thinks that the source of knowledge can be found in diff erent scholastic books. The issues of the eternity of universe

Being Left at Home or Being Sent to War Essay Example | Topics and Well Written Essays - 1000 words

Being Left at Home or Being Sent to War - Essay Example According to Crane (28), despite the honor and heroism that comes with being sent to war, the army life was filled with horrors and rigors. This paper argues that it is more difficult to be sent to war than to be left at home. During wartimes such as the American civil war when many young Americans were faced with the dilemma of either being left at home or sent to war (Heiser 87). Many Americans particularly came to this realization that being sent to war is not romantic as they had previously thought after the American Civil War. Billings (56) suggests that one of the greatest difficulties faced by people who were left at home during war times was the fear of being seen as a coward. For example, throughout the civil war, the motivation of joining the army rather than being left at home is rather than being left at home is primarily driven by the instinct of self preservation and the desire to be seen as courageous like a classical Greek hero (Wiley 102). On the other hand, according to Crane (5), many parents and communities actually wanted their children to be sent to war and fight due to the heroism and honor attached to being in the battlefield even though being sent to war so often meant death. â€Å"I do not know what else to tell yeh, Henry, except that yeh must never do any shirking, child, on my account† (Crane 6). Although Henry’s mother was at first reluctant to allow his son enlist in the army, she advices him to meet his responsibilities and never to bring her shame even if it costs his life. â€Å"The line soon encountered a body of a dead soldier laying upon his back and staring at the sky. The corpse was dressed in an awkward brown suit and the youth could see that the soles of his shoes had been worn to the thinness of writing paper. Death exposed to his enemies the poverty which in life he may had concealed from his friends† (Crane 23).

Impact of TESOL Continuing Professional Development programs (CPDs) Research Paper

Impact of TESOL Continuing Professional Development programs (CPDs) - Research Paper Example Impact of TESOL Continuing Professional Development programs (CPDs) Therefore, despite the numerous continues development programs available, the success of such programmes are measured by how best such trainees are able to transfer knowledge gained to their respective duties, skills improvement, in addition to job performance. Due to developments in information technology, there are increasing perceptions that ICT has resulted in major improvements in education, and may transform the learning process when implemented effectively (Oblinger & Oblinger, 2005). However, there are still arguments that discussions on ICT improving education are far-fetched, and that ICT has not always resulted to outright improvement of such programs (Smeets, 2005). Therefore, effectiveness of such teachers training programs related to ICT and other platforms have resulted in different findings depending on how such learning programs are implemented in different learning environments. This paper examines the challenges and impact of various professional training programs on both teachers and students. The article investigates several research papers on professional training programs, and outlines various findings to make a general summary regarding the impact of such programs. Short in-service teacher training (INSET) courses are one way in which the skills and knowledge of teachers may be revitalized through enhancing their skills and knowledge on specific aspects.... INSET courses are aimed at facilitating and stimulating new ideas in teachers and as a platform for teachers to meet and share with new colleagues their experiences and skills. However, the impact of the INSET courses according to Lamb may not be effectively realized without proper follow up of the participants. The motivation and stimulus gained by teachers is fast eroded and teachers are frustrated when trying to implement all newly learned ideas; teachers enroll in such professional development courses to learn new ideas, but have difficulties applying the learned concepts and ideas in a static learning system, which does not encourage or facilitate them to apply such ideas (Lamb, 2005). This brings about tensions and frustrations in teachers. However, Bridges (2007) in a controlled group trial on the effectiveness of INSET reports the group actually registered impressive growth in skills, though on what the researcher termed as cautious positive results in an intensive immersion INSET. A study on Tanzania primary teachers on INSET programs showed that such INSET trained teachers were much better in introducing and developing lessons, in addition to involving students in class group work, which was found to improve learning (Hardman & Dachi, 2012). However, in another study, Bridges (2007) asserted that multiple assessments resulted in a lower self-reporting as the participants did not have enough time to express their concerns in the learning process. Despite this, INSET was found to have a varied degree of positive growth in knowledge acquisition. This reveals that measurement of the programme’s success in this case has to be based on enough feedback from such teachers, and how best class lessons improve. One way to measure the success of INSET programme in

Ganga river Essay Example | Topics and Well Written Essays - 3000 words

Ganga river - Essay Example Here it must be noted that the whole population which lives on the river basin depends on Ganga for agricultural, domestic and industrial water consumption. Taking into account all these facts, it can be confirmed that Ganga as a geographical and cultural element, plays a very important role. To have a critical view on this role, it won’t be enough to limit the analysis to the physical, biological and environmental systems associated with the river. For any analysis to happen, it must be understood that sociologically, the river Ganga is more than a river for the people and the culture associated with it. There are a set of systems ranging from environmental to mythological which combines to constitute the landscape of the river. The objective of this essay is to analyze the role of Ganga as a socio cultural entity and to understand its changing ritualistic relationship with the community. The Geographic spread of Ganga In order to understand the cultural relevance of Ganges, it is primarily important to understand the geographic spread and details of the river. The river covers more than a quarter of the country’s landscape. It comes up to 26.3% of the total area of India (Trivedi , 2010). It is considered to be largest river basin. Ganagotri Glaciers are the primary source of origin of Ganga river. It flows through the Himalayas and flows down the country starting from Haridwar (Trivedi , 2010). Numerous tributaries join Ganga at different parts of its flow through the country. The Ganga-Brahmatutra-Meghna basin of which Ganga basin is a part stretches across to four countries including China, India, Nepal and Bangladesh. However, a major chunk of this lies in India extending up to 80% of the total basin. The river flows through the Indian states of Uttar Pradesh, Uttarakhand, Bihar, West Bengal Delhi, Madhya Pradesh, Rajasthan, Haryana and Himachal Pradesh (Trivedi , 2010). Ganga as a sacred river The cultural landscape of the river has evolved in connection with the divine approach that the community associated with the river has linked with. To understand the socio ecological aspects in connection with the river it is important to understand the perception of the population connected with Ganga. The predominant socio religious concepts of India have considered water bodies as sacred. Rivers are perceived as â€Å"extensions and partial manifestations of gods† (Shiva, 2002). The Hindu mythology states that the existence of life on earth has been made possible due to the flow of heavenly water (Shiva, 2002). Connecting, this to the fact that, Himalayas, where The Ganga originates from is considered to be heaven, the mythological relevance of Ganga as a scared river can be assumed. The sacredness of Ganga has been nourished by the socio cultural ambience of the places through which it flows. Ganga flows through a number of scared cities including Haridwar, Rishikesh, Badrinath, Gangotri, Kedarnath, Varanasi and Alla habad. This stretch of landscape stretching across the Himalayan zone and the Indo-Gangetic plain creates an ecological system which connects to the Hindu mythology. This ecological system spreads beyond a physical space. It is a combination of natural resources, mythical concepts, religious structures, biological systems and rituals (Shiva, 2002). The Socio-cultural landscape of Ganga As mentioned earlier, the landscape of Ganga

Research Methods Essay Example | Topics and Well Written Essays - 3000 words - 1

Research Methods - Essay Example The uncertainty of a given amount of revenue that may be gotten, after the perspective order in various currencies are converted to $ are computed. This provides estimation of the anticipated future revenue, to help the company in budgeting and planning processes. Consequently, the HSBC offer will be discussed to explore the disadvantages and advantages of handling the decision from the CEO and Sales manager point of view. Consequently, the paper discusses the Value at Risk of the bank, alternative options, and the historical performance of exchange rates. The conclusions from the paper will be helpful in directors and managers of USASuperCars to make proper decision in reference to the perspective future revenues, and proper ways to deal with the fluctuation in exchange rates. Introduction USASuperCars is a company that sells luxury sport cars. The company has signed a contract with seven clients around the globe to sell cars in a year’s time. The selling prices are always co nstant and are in domestic currency at the prevailing market’s selling price at the delivery time (Sarno & Taylor, 2002). One of the problems that the company faces is the uncertainty of the exchange rates, to cope with the uncertainty. The company has come up with standard deviation and estimates from the Bank of America to curb the uncertainty. The accompanying report concluded that the rates are independent and evenly distributed. Question 1 Table 1: The Total Revenue in Dollars Worldwide Orders       Exchange Rate          Customer Quantity SP SP ($) Revenue ($) Mean SD Mean ($) SD ($)    UK 12 ?57000 91006.2 1092074.4 $ 1.41/? $0.041/? 80370 2337    Japan 1 5 Y 8500000 85442 427210 $0.00904/Y $0.00045/Y 76840 3825    Japan 2 3 Y9000000 90468 271404 $0.00904/Y $0.00045/Y 81360 4050    Canada 1 1 CAD 97000 92447.86 92447.86 $0.824/CAD $0.0342/CAD 79928 3317.4    Canada 2 3 CAD 100000 95338 286014 $0.824/CAD $0.0342/CAD 82400 3420    South Africa 2 R4 100000 9654.65 19309.3 $0.0211/R $0.000083/R 2110 8.3    USA 1 $100,000 100000 100000                Total Revenue       564356.71 2288459.56       403008 16957.7    The table shows the revenue conversion from foreign countries converted into domestic currency. In the table above, it shows that the mean revenue is 2,288,459.56 dollars. Using the figure, the standard deviation is calculated as 338350.8071. The estimated probabilities for different situations are stated below Question 2 2 (a) Worldwide Orders             Exchange Rate       Customer Quantity SP SP ($) Revenue ($) Mean-Revenue Squared Mean SD Mean ($) SD ($) UK 12 ?57000 91006.2 1092074.4 765151.6057 5.85457E+11 $ 1.41/? $0.041/? 80370 2337 Japan 1 5 Y 8500000 85442 427210 100287.2057 10057523630 $0.00904/Y $0.00045/Y 76840 3825 Japan 2 3 Y9000000 90468 271404 -55518.79429 3082336519 $0.00904/Y $0.00045/Y 81360 4050 Canada 1 1 CAD 97000 92447.86 92447.86 -234474.9343 54978494808 $0.824 /CAD $0.0342/CAD 79928 3317.4 Canada 2 3 CAD 100000 95338 286014 -40908.79429 1673529450 $0.824/CAD $0.0342/CAD 82400 3420 South Africa 2 R4 100000 9654.65 19309.3 -307613.4943 94626061867 $0.0211/R $0.000083/R 2110 8.3 USA 1 $100,000 100000 100000 -226922.7943 51493954566             Total Revenue       564356.71 2288459.56             403008 16957.7 Mean          326922.7943                   Variance                1.14481E+11             SD   

Ganga river Essay Example | Topics and Well Written Essays - 3000 words

Ganga river - Essay Example Here it must be noted that the whole population which lives on the river basin depends on Ganga for agricultural, domestic and industrial water consumption. Taking into account all these facts, it can be confirmed that Ganga as a geographical and cultural element, plays a very important role. To have a critical view on this role, it won’t be enough to limit the analysis to the physical, biological and environmental systems associated with the river. For any analysis to happen, it must be understood that sociologically, the river Ganga is more than a river for the people and the culture associated with it. There are a set of systems ranging from environmental to mythological which combines to constitute the landscape of the river. The objective of this essay is to analyze the role of Ganga as a socio cultural entity and to understand its changing ritualistic relationship with the community. The Geographic spread of Ganga In order to understand the cultural relevance of Ganges, it is primarily important to understand the geographic spread and details of the river. The river covers more than a quarter of the country’s landscape. It comes up to 26.3% of the total area of India (Trivedi , 2010). It is considered to be largest river basin. Ganagotri Glaciers are the primary source of origin of Ganga river. It flows through the Himalayas and flows down the country starting from Haridwar (Trivedi , 2010). Numerous tributaries join Ganga at different parts of its flow through the country. The Ganga-Brahmatutra-Meghna basin of which Ganga basin is a part stretches across to four countries including China, India, Nepal and Bangladesh. However, a major chunk of this lies in India extending up to 80% of the total basin. The river flows through the Indian states of Uttar Pradesh, Uttarakhand, Bihar, West Bengal Delhi, Madhya Pradesh, Rajasthan, Haryana and Himachal Pradesh (Trivedi , 2010). Ganga as a sacred river The cultural landscape of the river has evolved in connection with the divine approach that the community associated with the river has linked with. To understand the socio ecological aspects in connection with the river it is important to understand the perception of the population connected with Ganga. The predominant socio religious concepts of India have considered water bodies as sacred. Rivers are perceived as â€Å"extensions and partial manifestations of gods† (Shiva, 2002). The Hindu mythology states that the existence of life on earth has been made possible due to the flow of heavenly water (Shiva, 2002). Connecting, this to the fact that, Himalayas, where The Ganga originates from is considered to be heaven, the mythological relevance of Ganga as a scared river can be assumed. The sacredness of Ganga has been nourished by the socio cultural ambience of the places through which it flows. Ganga flows through a number of scared cities including Haridwar, Rishikesh, Badrinath, Gangotri, Kedarnath, Varanasi and Alla habad. This stretch of landscape stretching across the Himalayan zone and the Indo-Gangetic plain creates an ecological system which connects to the Hindu mythology. This ecological system spreads beyond a physical space. It is a combination of natural resources, mythical concepts, religious structures, biological systems and rituals (Shiva, 2002). The Socio-cultural landscape of Ganga As mentioned earlier, the landscape of Ganga

Organisational Behaviour Essay Example | Topics and Well Written Essays - 2000 words - 3

Organisational Behaviour - Essay Example Of course, monetary rewards for performance also come into the equation as do the effects of leadership since a good enough leader can motivate a lot more people than a below average leader (Senior, 2002). To better understand this correlates of motivation, it would be useful to examine them individually with practical examples of their use in real world situations. In terms of psychology, it is understood that certain personality types are better at handling certain positions than others and even though personality itself is rather complex to define but the generally accepted notion has been the collection of emotional and behavioural properties as well as the thoughts and ideas of a person (Erdogan, 2005). This idea points towards the notion that certain individuals can be better managers and leaders based on their personal life experiences while others could find it difficult to work effectively if placed in a situation which requires leadership skills (Rosenfeld & Wilson, 1999). The earlier work in the field of personality study is attributed to Jung which was later on expanded by others. While we may say that person X has a cheerful personality, scientists prefer to classify personality in three different models including Factorial models, typologies and circumplexes which are directly connected with how they perform in given situations (Clarke & Robertson, 2005). Depending on the needs of an organisation, certain personalities and behavioural tracts can be more useful for the company than others. A personality evaluation profile can be created to screen candidates for some positions but there is a negative point associated with such a procedure since the ethics of such an approach can be questioned. There is a significant amount of research and information which shows that there is a definite link between personality and certain job roles. Of course much of the evidence presented is based on anecdotes and observations by individuals

Credit Protection and Identity Theft Essay Example for Free

Credit Protection and Identity Theft Essay If you find errors on your credit report, what steps would you take to correct them? Steps we can take include writing to the credit reporting company describing what we feel is inaccurate on our credit. If we do this the agency must investigate the claim. After the investigation is complete they will send us written results with a copy of our credit report if any changes had been made. Another way we can try and correct information is by contacting and disputing any information directly with the lender. If a lender does not resolve our problem then we can request that the lender attach a statement about the dispute for every time they report the credit agency. There are many organizations that claim they will repair your credit for a fee. From your readings, should someone use a credit repair service? Why or why not? What are some actions these organizations can take that should be a red flag? Have you, a family member, or a friend been a victim of identity theft? How did it happen? Describe the resolution process- ex. how much time did it take, what credit damage was corrected? I have never been a victim of identity theft nor do I know anybody who has. From what I have read the resolution process can be long and painful mentally and physically. It could also take a very long time as in years if not caught in time. We would have to contact lenders and close out and dispute anything that was not of our knowledge. I believe then an investigation will start and if the person is ever caught then they can begin on recovering your credit and removing whatever credit was used without your knowledge. Any credit we knowingly used is still our responsibility to repay. Using the FTC site, what can you do to minimize the chance of your identity getting stolen? According to the website we should keep record of our account numbers and phone numbers to contact the lender in case we feel fraud or an inaccuracy has occurred. We should shred any receipts and documents that contain important information that we plan on throwing away. A smart thing to do would be to carry some cards separate from our wallet in case our wallet gets lost. We should check our bills often and compare receipts to our statements to make sure they match and no errors occur. If we move we need to notify the lender of this so someone else doesnt get our mail and can possibly steal any sensitive information contained in the bill.

Against Abortion Essay -- Abortion Against Pro-Life Essays Argumentati

Against Abortion   Ã‚  Ã‚  Ã‚  Ã‚  Why is it that by 21 days into the fetal development the baby's heart begins to beat, but yet in most people's eyes the baby is still not 'technically' alive' That heart beat means nothing, it doesn't represent a human person whom God has created in his own image and has had a plan for that baby ever since the beginning of time. To most people that statement isn?t allowing women and their families freedom of choice. And yet that baby isn't given any say in its freedom to live. This paper will give many supporting statistics towards the right to life, I am pro-life.   Ã‚  Ã‚  Ã‚  Ã‚  *Forty-nine percent of pregnancies among American women are unintended, half of these are terminated by an abortion. Each year, two out of every one hundred women aged fifteen- forty-four have an abortion, forty-eight percent of them have had at least one previous abortion and sixty-one percent have had a previous birth. This means that these women understand the joy of a baby being born, and still choose to take away their privilege to live. They?ve carried this children before and know the happiness of seeing their own healthy child in their arms for the first time. Why then, when they know they are creating new life inside of them, choose to deprive their child the right to live and experience everything life has to offer. They willingly decide to kill that child, certainly for their own benefit.   Ã‚  Ã‚  Ã‚  Ã‚  Each year, an estimated forty-six million abortions occur worldwide. Of these, twenty million procedures are obtained illegally.* Why are there stories on the news everyday of people being murdered and mistreated and the culprit being sent to jail of punished in some way for the crime they?ve committed. Yet I don?t think I?ve ever heard on the news of a women being sent to jail for the murder of her unborn baby. It?s still illegal, it?s the murder of a child, they are given no freedom, and the mother goes unpunished. *On average, women give at least three reasons for choosing abortion; 3/4 say that having a baby would interfere with work, school or other responsibilities; about 2/3 say they can?t afford a child; and 1/2 say they don?t want to be a single parent or are having problems with their husband or partner. A baby would interfere with their ?responsibilities?, one of the biggest responsibilities as a sexually active person is to use c... ...like to make a difference too, but the Supreme Court won?t allow him to. Partial-birth abortion is banned in certain states in the United States, its a horrible image to put in someone's head. However, some of the pictures I've seen really make people wonder how someone could destroy human life like that. Abortion all together should be banned, but some people are more pro-choice than pro-life. Senator John Kerry is pro-choice, if he is elected president there is virtually no hope in the end of abortion, and Roe v. Wade. President Bush is at least attempting to change the law, but is constantly being stuck down. John Kerry will do nothing in our country to stop the murder of unborn children. His concern is in Iraq, where a few people are dying each day, while every third baby conceived in America is killed by an abortion. Kerry wants to raise taxes for the wealthy, I wonder how they would feel about this tax raise knowing that some of it could be contributing to the murder of an unborn child. If Kerry wins the election basically all hope of ending abortion is crushed for another four years. Our worry won?t be on the Supreme Court, it will be on our pro-choice President.

The Psychological Effects of Stroke in Older Adults Essay -- Psycholog

The Psychological Effects of Stroke in Older Adults Elderly people are continuously faced with the debilitating effects of the aging process. Age-related diseases are part of the aging process that put the elderly population at risks for physical, mental, and social incapacity in dealing with their everyday functioning. However, more than the external deleterious consequences of these diseases are the psychological ramifications that they have to older adults that are worth investigating. Cerebrovascular accident or stroke is one of the many age-related diseases that affect both the physical and psychological functioning of many older adults. To understand the extent of the effects of stroke to older adults, this research paper will enumerate various physical, mental, and social aftermaths of this disease. Furthermore, it will utilize the most recent studies to explain the consequences of these aftermaths to older adults’ cognitive, behavioral, and emotional functioning. Also, this paper will discuss the psychological effects of caregiver burden that a spouse or immediate family member may experience while caring for a stroke victim. To gain a better understanding of stroke, it is imperative to first get a closer look at the background information and underlying factors that surround this disease. Stroke is a serious and life-threatening disease that mainly affects the biological functioning of the brain. It is precipitated by an occlusion in the vascular system that supports and nourishes the brain cells with oxygen and other vital minerals (Welch, 2008). With the brain deprived of the necessary nutrients to maintain its fundamental metabolic processes, it is often times altered irreversibly to the point where it affects the... ... J. (2011). Differential aspects of stroke and congestive heart failure in quality of life reduction: A case series with three comparison groups. Health and Quality of Life Outcomes, 9, 65. Pohl, P. S., McDowd, J. M., Filion, D., Richards, L. G., Stiers, W., & Kluding, P. (2007). Task Switching After Stroke. Physical Therapy, 87(1), 66-73. Rogalski, Y., Altmann, L. J. P., Plummer-D’Amato, P., Behrman, A. L., & Marsiske, M. (2010). Discourse coherence and cognition after stroke: A dual task study. Journal of Communication Disorders, 43(3), 212-224. Thompson, H., & Ryan, A. (2009). The impact of stroke consequences on spousal relationships from the perspective of the person with stroke. Journal Of Clinical Nursing, 18(12), 1803-1811. Welch, R. (2008). Considering the psychological effects of stroke. British Journal of Healthcare Assistants, 2(7), 335-346. The Psychological Effects of Stroke in Older Adults Essay -- Psycholog The Psychological Effects of Stroke in Older Adults Elderly people are continuously faced with the debilitating effects of the aging process. Age-related diseases are part of the aging process that put the elderly population at risks for physical, mental, and social incapacity in dealing with their everyday functioning. However, more than the external deleterious consequences of these diseases are the psychological ramifications that they have to older adults that are worth investigating. Cerebrovascular accident or stroke is one of the many age-related diseases that affect both the physical and psychological functioning of many older adults. To understand the extent of the effects of stroke to older adults, this research paper will enumerate various physical, mental, and social aftermaths of this disease. Furthermore, it will utilize the most recent studies to explain the consequences of these aftermaths to older adults’ cognitive, behavioral, and emotional functioning. Also, this paper will discuss the psychological effects of caregiver burden that a spouse or immediate family member may experience while caring for a stroke victim. To gain a better understanding of stroke, it is imperative to first get a closer look at the background information and underlying factors that surround this disease. Stroke is a serious and life-threatening disease that mainly affects the biological functioning of the brain. It is precipitated by an occlusion in the vascular system that supports and nourishes the brain cells with oxygen and other vital minerals (Welch, 2008). With the brain deprived of the necessary nutrients to maintain its fundamental metabolic processes, it is often times altered irreversibly to the point where it affects the... ... J. (2011). Differential aspects of stroke and congestive heart failure in quality of life reduction: A case series with three comparison groups. Health and Quality of Life Outcomes, 9, 65. Pohl, P. S., McDowd, J. M., Filion, D., Richards, L. G., Stiers, W., & Kluding, P. (2007). Task Switching After Stroke. Physical Therapy, 87(1), 66-73. Rogalski, Y., Altmann, L. J. P., Plummer-D’Amato, P., Behrman, A. L., & Marsiske, M. (2010). Discourse coherence and cognition after stroke: A dual task study. Journal of Communication Disorders, 43(3), 212-224. Thompson, H., & Ryan, A. (2009). The impact of stroke consequences on spousal relationships from the perspective of the person with stroke. Journal Of Clinical Nursing, 18(12), 1803-1811. Welch, R. (2008). Considering the psychological effects of stroke. British Journal of Healthcare Assistants, 2(7), 335-346.

Case study of a person with alzheimer’s disease

The word old brings to most people in our society an image of homeless, helpless, forlorn derelicts inhabiting park benches, slum hotels, nursing homes and other institutional ghettos. The elderly and aging population is poised to be the center of attention in the coming years since the Baby Boom generation will be retiring. Consequently, these retired individuals shall be experiencing the different problems that come with the concept of aging and that is their quality of life is disturbed as they are hampered by chronic illnesses or chronic physical pain, depression or simply just the inability to perform several activities of daily living.(Understanding Aging as a Social Process 2005). These particular tasks must be performed well by an individual or else he or she may be classified as disabled. And this disability is the one issue that every aging person in America faces. According to Erik Erikson, each of us passes thru eight psycho-social stages in our life where we are all face d with a crisis. The last two stages in a man’s life, middle adulthood and the aging years will be carefully discussed in this reaction paper, and the life of real-life models will be revealed to verify if Erikson’s theories are right.The elderly face the crisis of â€Å"integrity versus despair. † This paper is based on an actual interview with an 88-year old male who is showing early signs of the Alzheimer’s disease. This paper looks into the plight of the elderly population and presents the different ways they are presently treated and are seen as a kind of abuse of this sector of the population. It also hopes to start a momentum and take a conscious effort for those who are able to act for these individuals and represent them and their varying plights for a better quality of life.The Case of Paul, male, 88 years old with Alzheimer’s Disease Paul, who now is 88 years old, has resentments about his accomplishments. He did not finish any degree an d just marries with 6 sons and daughters who are also unfulfilled like him. He has grand daughters and grand sons who live in the same neighborhood with him. He still has unfulfilled dreams and desires because of stagnation during his younger days. He would always say: â€Å"Life has been hard, that’s why.† By nature, the old man is a jolly and funny person but behind his words, you can feel a trace of sadness and frustration on how life had been hard on him. Instead of dreaming more, he would prefer to look up to younger folks who have been successful so far with their life. He would prefer telling stories about other people, cracking jokes about his friends, unable to talk much about his own accomplishments because inside him, he feels he has not achieved much in life. Alzheimer’s disease is manifesting in Paul now. He fumbles with his hands and is quite mentally incapable of being consistently coherent.Constantly needing assurance, I help him to understand ho w his clothes look good on him and he beams radiantly at the compliment, eyes and face crinkling. He is forgetful now, peering into my face and asking who I am even if I am his niece. He appreciates how I talk to him so kindly. I focus on what he needs in the process, how the he seems to be coping with his life, what sort of help he is seeking, what sort of help he may need, and my ability to participate in the helping process with him, given his needs. During the time I spend with him, I managed quite well in relating with him verbally most of the time.He had lucid moments at times but was quite conversant during other times that kept me on my feet in terms of history and other interesting topics that would often crop up during our conversation. Talking with him involved an interactive process based on certain fundamental principles in counseling and communication. The interactive process with the elderly can be based on a generic model of helping such that of Egan (1975). His mode l for counseling and communications includes three stages wherein the person is expected to begin with self-exploration, move to deeper levels of self-understanding and finally to develop a plan of action.While engaging him in an active verbal conversation, he describes his past life. He forgets the name of his eldest child but that is all right. I help him differentiate conditions of the past from conditions of the present so that a clearer understanding of attitudes and behaviors emerge. I was able to build the trust needed in this kind of session, and at the same time help the client focus on concrete concerns about which he personally must make. Then, I use that trust that has been built to get involved more potently in helping him understand himself.I now respond not just to what he says but also to what he implies. Mental and Emotional Condition The mental and emotional condition of old people is a major issue in designing for the welfare of the elderly. Often, aging is associ ated with increased depression, loneliness and lower self-esteem as old people begin to be unable to do the usual activities they do while they were still young and strong. The need to move out of one’s home also adds to the emotional issues that the senior may be facing.It becomes apparent that facilities and environments created specifically for the elderly should promote mental and emotional well-being, aside from addressing the general health and medical needs of these people. Developmental Theories According to Erik Erikson, each of us passes thru eight psycho-social stages in our life where we are all faced with a crisis. The last two stages in a man’s life, middle adulthood and the aging years will be carefully discussed in this reaction paper, and the life of real-life models will be revealed to verify if Erikson’s theories are right.The aging years of any person are a time when he or she either feels fulfilled and satisfied, or becomes in despair: this is the age of 65 and above. Usually, those who have fulfilled their social roles satisfactorily in middle-adulthood are those who become happy and active until their last days on earth. Those who have failed with their dreams and social roles are the ones who have poor health and illnesses in their old age. During this time, an individual asks himself if he has lived well.If he looks back with regret, it is an indication that his failures overpower his achievements. Meanwhile, Peck (1968) modified Erikson’s last stage, ego integrity, which he elaborated into two broad periods: middle age and old age. Peck subdivided each of these periods again into stages and said that these stages may occur in a different time sequence for different individuals and thus do not imply sequentiality. The theme of transcendence iterated by Peck appears in the thinking of several other life span developmental theorists.For example, Erikson (1950, 268) says of the individual in Stage 8: â€Å"He knows that an individual life is the accidental coincidence of but one life-cycle with but one segment of history. Peck’s ego transcendence versus ego preoccupation puts it as this, ‘The constructive way of living the late years might be defined in this way: To live so generously and unselfishly that the prospect of personal death—the night of the ego, it might be called—looks and feels less important than the secure knowledge that one has built for a broader, longer future than any one ego ever could encompass.† Nuances of the Alzheimer’s Disease The Alzheimer’s Disease Fact Sheet of the National Institute on Aging explains in detail the Alzheimer’s Disease. It is under the Alzheimer’s Disease Education and Referral Center and defines first the word as a brain disorder that seriously makes a person unable to carry on with his activities. It then clarifies that the most common form of dementia among the elderly is Alzheime r’s disease (AD). This is a disease that involves particular portions of the brain that controls thought, memory and language.To date, this disease is still incurable and most experts are at a loss as to what causes it. Basically, this site contain valuable information about the disease including contact persons and their telephone numbers and locations so that one can easily consult with those who are equip to handle and give advice. Clarifying further, this disease begins after age 60, increasing with age. Discovered by Dr. Alois Alzheimer, a German doctor who observed that there were changes in the tissues of an old woman who died of an unusual mental illness.Upon closer inspection, it revealed clumps called amyloid plaques and bundles of fibers called a neurofibrillary tangle that is a sure sign of AD. (Alzheimer’s disease Fact Sheet. National Institute on Aging). The NIH Senior Health website provides links to the disease, its causes and risk factors, symptoms and diagnosis, treatments and a site on Frequently Asked Questions. The elderly and aging population in the United States is increasing ever more and such ill-effects of old age occur more often such as injuries, disabilities, emotional pain and worst-case scenario, suicide.Without any participatory work done by the ones who are able-bodied, the elderly of America might not be as safe and as well-taken care of as they should be. Bottom line is that the quality of life of elderly people should not be compromised just because they have already finished their foremost contribution to society through hard labor. With one click, one is led to make more discoveries in the process. (NIH Senior Health). There are newer ways of spotting early symptoms of the disease from McCoy’s (2006) research.When water molecules move throughout the brain when it is damaged, then this processes of cellular damage can cause an increase in the â€Å"apparent diffusion coefficient† which measures t he amount of water in the brain. (McCoy, 2006). Friedland (2004) stated that estimates show that there will be more aging individuals requiring long-term care than people, whether family members or hired caregivers, who will take care of the senior citizens.He added that â€Å"family caregivers need all the help they can get to provide care, including purchasing modifications to the home, purchasing labor-enhancing and labor-saving technologies, and figuring out how best to integrate caregivers into their homes† (Friedland, 2004, 2). The issue of the effectiveness of the healthcare and housing systems for those with Alzheimer’s disease is also important to consider. According to Lawler (2001), the current challenge is in the integration of the housing with the health care strategies for the elderly.She added that â€Å"most of the current inefficiencies in the delivery of aging services occur during the provision of both overcare, providing more housing or health care than required, and undercare, when inadequate service provision compounds problems and increases expense† (p. 1). To address the health needs of the aging population, the American Dietetic Association [ADA] (2000) promoted the provision of â€Å"a broad array of culturally appropriate food and nutrition services, physical activities, and health and supportive care customized to accommodate the variations within this expanding population of older adults† (p.580). The association also asserted that â€Å"medical and supportive services, including culturally sensitive food and nutrition services that are appropriate to levels of independence, diseases, conditions, and functional ability, are key components of the continuum of care (p. 580). Conclusion The right kind of assessment is the cornerstone of treatment and care for those individuals afflicted with Alzheimer’s disease. Because assessment is so critical, clinicians must be certain that the models or princip les that guide the data collection and analysis lead to the richest possible view, of the client as a person.A person with Alzheimer’s disease who comes to treatment with a history of successes and failures, traumas and satisfying experiences; a person with a culture that influences values, beliefs, and norms; a person with psychological archives that have shaped the individual's personality and patterned his or her interactions; a person who lives in an environment that imposes conditions on the quality of life; a person with an enduring drive to bring order to the world, to reduce the anxiety that accompanies psychological unrest, and to experience competence in valued activities.These dimensions of a person's life, singularly and in interaction with each other, constitute the â€Å"baggage† of the client that must be considered in the assessment process. The attempt to deal with a client's difficulties without taking stock of this larger context will probably result in ineffective treatment strategies because the clinician's understanding of the client's problems will be incomplete and the treatment plan will lack relevance.Indeed, the aging years of any person are a time when he or she either feels fulfilled and satisfied, or becomes in despair: this is the age of 65 and above. Usually, those who have fulfilled their social roles satisfactorily in middle-adulthood are those who become happy and active until their last days on earth. Those who have failed with their dreams and social roles are the ones who have poor health and illnesses in their old age. During this time, an individual asks himself if he has lived well. If he looks back with regret, it is an indication that his failures overpower his achievements.Elder care is significant since people over the age of 65 are usually prone to, and may be suffering from diseases, sometimes multiple diseases, and they would need to be accorded assistance somehow, although the assistance is in vary ing degrees. Frailty, diseases and disability are often correlated with old age. REFERENCES Alzheimer’s disease. NIH Senior Health. Retrieved Nov. 7, 2006 at: http://nihseniorhealth. gov/alzheimersdisease/toc. html Erikson, E. (1950). Childhood and society. New York. Norton. Friedland, R. B.Caregivers and long-term care needs in the 21st century: will public policy meet the challenge? Georgetown University Long-Term Care Financing Project. McCoy, K. (2006). New Technique Might Help Diagnose Alzheimer’s Disease. Retrieved Nov. 7, 2006 at: http://www. nlm. nih. gov/medlineplus/news/fullstory_39170. html Peck, R. (1968). Psychological developments in the second half of life. In B. L. Neugarten (Ed. ) Middle age and aging. Chicago: University of Chicago Press. Understanding Aging as a Social Process. (2005) Retrieved Nov. 7, 2006 at: http://www. roxbury. net/esgch1. pdf

Imperial presidency Essay

In the age of the imperial presidency, it is easy to lose sight of the fact that, in the totality of American history, a powerful chief executive has been the exception rather than the rule. Indeed, until the mid-twentieth century, the most powerful person in peacetime American governments was the Speaker of the House of Representatives rather than the president. Prior to World War II, presidential power was ascendant only during wartime. It is no mistake that the three men commonly cited as our greatest presidents also led the nation through its three most important wars. The image of George Washington as president is inseparable from his role in the American Revolution. Abraham Lincoln is remembered for his role in preserving the Union through the Civil War; other aspects of his presidency are largely ignored. Although Franklin Roosevelt accumulated considerable personal power during the 1930’s, he will be remembered for guiding the United States through World War II in the 1940’s. George W. Bush often refers to himself as the â€Å"Commander in Chief† rather than simply the â€Å"President† or the â€Å"Chief Executive†. This reflects President Bush’s acknowledgement of the fact that â€Å"Commander in Chief of the Armed Forces† is the most concentrated and unchecked power that a president is granted under the constitution. Any student of history is aware that a president is far more powerful when he is perceived to be not just a chief executive but a commander in chief. In other words, for a president to be historically powerful, there must be a war on. The watershed moment for the imperial American presidency was the aftermath of World War II. After every prior American war, the nation had demobilized, the president had assumed his traditional, more limited portfolio, and the Congress had reestablished its position as the pivotal branch of the federal government. After World War II, however, and especially after the outbreak of the Korean War in 1950, there was no demobilization. Instead, the executive branch of the federal government underwent an overhaul and reorganization that irreversibly changed the nature of the presidency and of the United States itself. President Truman would mold a policy that was without precedent in American history; this policy would call for large standing armies in peacetime, a radically strengthened and centralized executive, and a willingness to project American force around the world, at times without direct congressional approval. The underlying logic to this revolution in American government was the need to contain the expansionist designs of the Soviet Union. In 1947, the National Security Act created the CIA, the Department of Defense, and the National Security Council. This creation of a spy agency, a permanent standing army, and a radically strengthened executive changed forever the nature of American government. After the National Security Act of 1947, a permanent war footing, or at least a war psychology, settled over Washington, D. C. Although the United States was technically at peace more often than not for the rest of the century, the president’s identity as â€Å"commander in chief† maintained a gravity that simply would have been impossible in prior periods. One mitigating factor in this shift was the logistical realities of modern warfare, embodied most purely and terribly by nuclear weapons. The incomparable damage that such weapons could exact, and the relative speed with which they could be delivered, precluded consultations between the President and the Congress under many feasible scenarios. This inevitably strengthened the latitude and increased the responsibility of the chief executive, who could become the commander in chief, responsible for the physical survival of the United States, at any given moment. The psychological shift was just as important as the revolution in weaponry. For the first time the United States, or at least its leadership, perceived itself to be under siege even in the absence of a hot war. The idea of a global and aggressive Soviet menace led to a willingness in American leaders to interpret local and isolated conflicts as part of a broader communist conspiracy that must be contained by a massive American military machine. Human nature being what it is, the unprecedented size and power of the Pentagon made it far easier for American presidents to order the use of force, which in turn consolidated their power as active â€Å"commanders in chief†. From 1947 through 1991, the United States fought two major wars in Korea and Vietnam, but the overarching Cold War solidified the idea that the president’s primary and permanent role was to serve as commander in chief. This notion would have known no place in America prior to World War II. The nation was founded on a well-reasoned fear of centralized executives and the nation had spent most of its early history avoiding such pitfalls. During the Cold War, it embraced this pitfall as an unfortunate necessity, if not a virtue. At the end of the Cold War, there was talk of a â€Å"peace dividend† which would allow for radically reduced defense spending and, by implication, a more restrained presidency. The Gulf War of 1991 arrived just in time to forestall any radical lurch in that direction. During the Clinton administration, the presidency remained powerful, and the United States carried out several military operations from Haiti to Kosovo. The strength of the presidency was only magnified by the fact that the United States was now the only global superpower. The 9/11 attacks, of course, put America on an indefinite war footing analogous to the Cold War. George W. Bush declared with what looked to some as great excitement that he was a â€Å"war president†. Since the United States has been at war in Afghanistan and Iraq for six years, Bush’s personal power has been established by stressing his identity as commander in chief, identifying the defense of the United States as his most important task. Another issue that has risen out of Bush’s embrace of the imperial presidency is how such power is exercised domestically as opposed to internationally. President Bush and his attorneys have argued that the United States is involved in a war in which all of the Earth, including the United States, is the â€Å"battlefield†. This means, according to their arguments, that the president’s power as commander in chief applies just as much in the United States as anywhere else. This dubious and dangerous idea has led to unwarranted surveillance of American citizens in the United States, indefinite detention without charge or legal representation for anyone identified by the commander in chief as an â€Å"enemy combatant†, and the use of â€Å"enhanced interrogation† on detainees, which any honest person would call torture. These draconian measures are best embodied in the Military Commission Act of 2006, which effectively suspends Habeas Corpus and all subsequent legal rights to any individual declared an enemy on the sole authority of the commander in chief. The domestic and international conditions which prevailed when the founding fathers wrote the constitution are obviously no longer valid. It is a testament to the genius of these men that the American system has lasted as long as it has. While certain changes are necessary and inevitable over the decades and the centuries, I am personally very uncomfortable with the level of power that is concentrated in the modern presidency, especially as manifested by the Bush administration. The current administration is the embodiment of the danger inherent in so much power being vested in a single person. After World War II, new global realities called for a more robust presidency, but the balance that was struck with varying degrees of success throughout the Cold War is absent from the current situation. The Military Commission Act of 2006 allows the President to kidnap an American citizen, hold him in prison without charging him with a crime, letting him see a lawyer or a judge, or telling his family where he is, torture him, and never release him. This is not hyperbole; it is now allowable under American law. Most people with respect for human dignity and for the American constitution can agree that this is not the America we want to live in. â€Å"A democracy cannot wage war. When you go to war, you pass a law giving extraordinary powers to the President. The people of the country assume when the emergency is over, the rights and powers that were temporarily delegated to the Chief Executive will be returned to the states, counties and to the people. † –General Walter Bedell Smith (Weiner 189). Works Cited Lowi, Theodore J. , Benjamin Ginsberg, and Kenneth A. Shepsle. American Government: Power and Purpose. W. W. Norton, 2005. Shafritz, Jay M. and Lee S. Weinberg. Classics in American Government. Wadsworth Publishing, 2005. Weiner, Tim. Legacy of Ashes: The History of the CIA. Doubleday, 2007.

My Field of Study

HIT My Field Of Study Shealyn Richardson COLL-148 August 11, 2012 Professor Jo Anne Boliver I. Introduction A. My paper is about Health Information Technology, and the affects it has on our health care system. B. David Blumenthal MD MPP was picked by the Obama administration in 2009-2011 to help lead and coordinate the implantation of Health Information Technology. C. Health Information Technology is a vital asset in our health care system. HIT sole purpose is to; improve health care quality, prevents medical errors, reduce health care cost, decrease paperwork, and expand access to affordable health care.D. My main idea I wanted to outline was, that Health Information Technology has become one of the main sources in keeping down health care cost. II. My field of study is Health Information Technology A. I chose this field of study because; our health care system is too expensive. I am so lucky to get free health care because my husband is in the military, and this field is my way of helping people save money, Americans shouldn’t go broke because you get sick. B. Graduation completion for me will be July 2014 III. The leader I chose was Dr.David Blumenthal A. I chose David Blumenthal; because he led the nationwide effort to build a cost saving system for the American people. B. Dr. Blumenthal witnessed firsthand the importance of Health Information Technology. In the 1970’s he worked with Senator Edward Kennedy, and the fact that he work with the late Teddy Kennedy lets me know he cares about the cost of health care. IV. Characteristics of an effective leader in my opinion would have to be; a good listener, problem solver, never scared to ask question, and is always motivated.A. The way I would define an effective leader is by; how his or her do collogues feel about them, is they compassionate, do they communicate well, and is they a good listener. B. Dr. Blumenthal demonstrates plenty of positive leadership skills; as he stated in Health Leaders M agazine. â€Å"First you create the motivation to be interested in improving decision†. What I took from that quote was that; Dr. Blumenthal is a problem solver, a good listener, and like to motivate his collogues.

Chapter 8 Discussion 2 Week 5 Receivables Assignment

Chapter 8 Discussion 2 Week 5 Receivables - Assignment Example This would mean that a firm may either have to abandon its plan for a liberal credit policy or it may end up having cash flow crisis if it continues with the plan. Competitors’ actions and reactions of customers to a change in the credit policy are important. It is possible that customers may shift their business in favor of a competitor who offers the best credit terms. Credit controllers in firms should take a competitors and customers analysis to determine possible effects to a change in credit policy. The management should ensure that it adopts a policy that poses minimal risk of lost customer goodwill as well as providing a sustainable competitive advantage (Bartels, 1967). Probability of bad debts and the managements risk appetite are also a major influence of a credit policy. If the management of a company determines that there is a high risk of their credit sales becoming bad, they would probably set up a tight credit policy. Companies whose management is risk averse do not favor loose credit policies. Impact of the credit policy on turnover, profitability and liquidity should also be considered. The management should seek to maintain a balance between increasing sales and profits and maintaining liquidity at appropriate levels (Talekar, 2005). This trade-off dictates the credit policy of a firm. The company may opt to reduce the credit limits of clients who are perceived to pose a high risk. The management should carry out customer due diligence and analyses so as to assess the credit worthiness of their clients. This should be done periodically, and the management should ensure that credit limits are lowered for high risk clients. This should be done carefully so that the customer’s loyalty is not eroded. The amount of $ credit sales should be capped to a certain limit depending on the credit worthiness assessment. The management may seek to use third parties